FinTech – Financial Technology

In an initial phase, the Curricular Unit (UC) program seeks to introduce some fundamental questions for the understanding of the
importance of financial technology in the current context.
Teaching methodologies use the expository method to promote the presentation of the main theoretical, conceptual, contextual, practical
and technical references in the area.
In accordance with a balanced management of the program, and not discarding unforeseen situations that may arise and adapt to the
rhythm of the classes, they will take place according to the following aspects:
– Exposition of the program content by the teacher;
– Discussion about the contents presented;
– Realization of practical exercises related to theoretical subjects;
– Presentation and debate of works carried out by students.
To this end, the teacher will seek to develop an active involvement with the students, through the expository demonstration of case studies
or the reading of guiding texts, where audiovisual and technological resources can be used. Regarding the pace of classes, it is
recommended that students participate in classes with a view to consistent learning of the subject taught.
The elaboration of works allows to evaluate the level of evolution of the students’ competences.

1- Make students aware of the impact of financial technology, namely open banking, artificial intelligence, big data and blockchain;
2- Provide students with current concepts regarding financial technology, based, whenever possible, on practical cases and real use.
3- Show students how to create digital wallets, manage and transfer crypto assets and use decentralized services and products (Web3).
4- Instruct students in the development and implementation of decentralized applications (dApps) in distributed ledger networks.
5- Make students aware of the regulations applicable to different financial technologies.

Module I – Fintech
I.i) Disruptive Innovation;
II.ii) Credit and Loans;
II.iii) Payment Systems;
II.iv) Asset management with Fintech;
Module II – Distributed Registration Technologies:
II.i) Fundamental Principles;
II.ii) Interaction with the blockchain;
II.iii) Smart Contracts and DeFI;
II.iii) New Trends: NFTs, Metaverse;
Module III – The Regulation of Financial Technology:
III.i) Banking sector;
III.ii) Capital market;
III.iii) Crypto-assets market;

NAO

– Arjunwadkar, P. (2018). FinTech – The Tecnhology driving Disruption in the Financial Services Industry, Taylor & Francis.
– Chishti, S., Berberis, J. (2016). The FINTECH Book: The Financial Technology Handbook for Investors, Entrepreneurs and Visionaries,
Wiley.
– Cordeiro, A., Oliveira, A., Duarte, D. (2020). FinTech – Desafios da Tecnologia Financeira, 2.ª Edição, Almedina.
– King, B. (2018). Bank 4.0: Banking everywhere, never at a bank, Marshall Cavendish International (Asia) Pte Ltd.
– Santos, J. (2022). Regulação de Formas de Financiamento Empresarial FinTech – Em especial o Crowdfunding e as Initial Coin Offering,
Almedina.