Learning Results
At the end of the course, the student must be able to apply the methods of calculation
related to basic financial transactions, namely those related with:
– civil and commercial interests requested in the payment of pecuniary obligations;
– bill notes’ operations;
– insolvency processes and business recovery plans.
Program
1 –Capitalization and discount operations
Simple interest and compound interest
Calculation of interest in banking practice
Forms of discount
2 – Interest rates
Proportional and equivalent rates
Nominal and effective rates
Average rate of application
Annual effective rate of charge
3 – Equivalent capitals
Equation of equivalence
Assessment rate
4 –Annuities
Kinds of annuities
Constant terms amortization annuities
Constant terms accumulation annuities
Anticipated annuities
Deferred annuities
5 – Sources of short-term financing
Bill notes discount
Reform operations
6 – Sources long-term financing
Classic loans
Repayment of loans
Amortization of loans with periodical repayments
Other sources of long-term funding
Internship(s)
NAO
Bibliography
Alves Mateus, Exercícios Práticos de Cálculo Financeiro, Edições Sílabo
Ana Paula Quelhas e Fernando Correia, Manual de Matemática Financeira, Coimbra,
Editora Almedina
Armindo Neves da Silva, A Matemática das Finanças (Vol.I); McGraw-Hill de
Portugal
Azevedo Rodrigues e Isabel Nicolau, Elementos de Cálculo Financeiro, Rei dos Livros
Miguel Cadilhe, Matemática Financeira Aplicada, Edições ASA
Natália Canadas, A Matemática do Financiamento e das Aplicações de Capital,
Plátano Editora
Rogério Matias, Cálculo Financeiro – Teoria e Prática, Escolar Editora